Injured On The Job In Maryland? What You Should Know About Your Rights

In this article, you will discover:

• Who is covered by Maryland’s Workers’ Compensation law.
• Benefits injured workers receive under Worker’s Compensation in Maryland law.
• What you should do if your employer denies your workers’ compensation claim.

What Is Maryland Workers’ Compensation Insurance, And How Does It Protect Injured Employees?

Workers’ compensation insurance covers employees for on-the-job injuries, i.e., injuries that arise out of and occur in the course of employment. All Maryland employers are required to carry workers’ compensation insurance.

Are All Employees Covered By Maryland Workers’ Compensation Benefits?

Workers’ compensation covers nearly all Maryland employees, and they are eligible to receive benefits if they are injured as a result of an accidental injury or exposure during their employment.

What Types Of Benefits Can Injured Maryland Workers Receive Under Workers’ Compensation?

The benefits you’ll receive under workers’ compensation are divided into three categories:

1. Temporary Benefits: Temporary disability benefits refer to the wage loss you will experience when you’re disabled due to a workplace injury. Typically, you’ll get two-thirds of your average weekly wage while you are totally disabled and unable to work; or, if you go back on light duty, you could fifty percent of difference of less than your average weekly wage with temporary partial disability.
2. Medical Treatment: All reasonable and necessary medical treatment related to treating the injuries that resulted from the workplace accident must be covered under the Maryland Workers’ Compensation Law.
3. Permanent Benefits: Permanent or permanency benefits, otherwise generally referred to the end compensation, address the permanent impairment that you have, such as immobility, lack of flexion, continued or permanent pain or other permanent disabilities. Those benefits are set and are paid out to you based on the Workers’ Compensation Statute based on the part(s) of the body impaired and the degree or severity of all the impairments caused by the workplace accident or exposure.

Attorney James Ellison is a skilled lawyer based in Annapolis, MD, who has helped numerous clients like you navigate the intricacies of workers’ compensation law. With more than two decades of experience, he is prepared to assist you in pursuing your workers’ compensation claim to ensure you receive all the benefits you’re entitled to for the injury you suffered.

Still have questions? Ready to get started? Contact Ellison Sadri, LLC today to schedule an initial consultation.

What Can I Do If My Employer Denies My Workers’ Compensation Claim?

Suppose you’re involved in an accident at work. In that case, you should immediately contact a Maryland workers’ compensation attorney who will ensure you file your claim in a timely manner, that all documents are filed correctly to preserve your rights, and ensure you get all the benefits to which you are entitled under the Workers’ Compensation Law.

Suppose the employer or their workers’ compensation insurance company denies a particular claim. In that case, your attorney can file a claim with the Maryland Workers’ Compensation Commission or court to pursue any benefits that may be available.

Why Is Hiring A Workers’ Compensation Lawyer A Smart Move After A Work Injury?

A workers’ compensation attorney knows the ins and outs of the procedures, the timelines, and the notices you have to give. They will ensure that those bases are covered so you don’t waive any rights to workers’ compensation benefits in the future. They’ll also ensure you’re protected and receive all of the benefits you’re entitled to under the law.

What Rights Do Most People Not Even Realize They Have When Injured At Work?

People often don’t realize that when they’re injured at work, their employer is required to pay for all necessary and reasonable medical treatment and the employee may choose their own treating medical professionals. Also, even if your injury was minor or you feel like you’re basically “fully healed,” you’re still likely entitled to a permanency award for compensation. That award compensates you for having suffered that injury and the disability that resulted from the workplace accident.

Still Have Questions? Ready To Get Started?

For more information on workers’ compensation in Maryland, an initial consultation is your next best step. Get the information and legal answers you are seeking by calling (410) 421-1713 today.